Payment gateway
Hosted checkout and API-first flows for cards, wallets, bank transfers, and local methods.
Enterprise-ready payment infrastructure
Your global payment processor.
Higher approvals across cards & local methods.
Trusted by high-growth platforms processing millions in volume.
99.9% uptime • Real-time routing • Global coverage
PCI-DSS ready
99.9% uptime
Secure by design
+2–8%
approval lift*
99.9%
platform uptime
<250ms
routing decisions
Multi-currency ready
Smart routing
Risk controls
*Illustrative outcomes vary by region, issuer, and business model.
Live PSP routing
ATOZ PAY
Trusted by growth teams & payment operators
NOVA Commerce
Atlas SaaS
Orbit Travel
ZenMart
CloudPay
Logos shown for illustration.
99.9%
uptime SLA
150+
markets & methods
Millions
tx processed / month
Payment methods
Support the methods your customers already use.
Enable cards plus local rails with a single integration—then expand coverage as you grow.
Cards
UPI
Wallets
Bank transfer
NetBanking
Hosted checkout
Core services
Everything a merchant needs to accept and grow payments.
Build trust with a sales page that explains the full PSP offer clearly: gateway setup, payment processing, risk review, and settlement support.
Merchant processing
Support for merchant onboarding, transaction acceptance, authorization, and payout workflows.
Smart routing
Route payments by region, currency, method, amount, and risk profile to improve reliability.
Risk monitoring
Screen suspicious payments, reduce chargeback exposure, and keep teams informed in real time.
Alternative payments
Add local payment methods and wallets for merchants selling to global, mobile-first audiences.
Merchant dashboard
Track approvals, declines, refunds, disputes, balances, settlements, and revenue from one view.
Platform advantage
How it works: integrate once, improve success rates continuously.
ATOZ PAY is built to be operational from day one—clear onboarding, smart routing, risk controls, and settlement visibility.
Start merchant discussion →
01
Integrate
Connect via API or hosted checkout with sandbox + support.
Docs + SDKs • Webhooks
02
Route
Choose the best processor and method automatically per transaction.
Live performance signals
03
Optimize
Improve approvals using retries, rules, and reporting.
Fewer declines • Better CX
04
Settle
Track balances, payouts, disputes, and reconciliation in one view.
Settlement visibility
Why choose us
Built for reliability, not just payments.
Most PSPs run a single path. ATOZ PAY routes around failure, applies risk intelligently, and helps teams improve success rates over time.
Smart routing vs single PSP
Automatically choose the best rail based on live performance signals—so customers don’t see errors.
Multi-path fallback • Configurable rules
Higher success rates
Recover more revenue with better authorization outcomes and fewer false declines.
Issuer-aware logic • Retry orchestration
Better risk control
Reduce fraud and chargebacks while keeping good customers frictionless.
Velocity + device signals • Review queues
Faster settlements
Operational clarity with payouts, balances, and reconciliation-ready reporting.
Settlement visibility • Role-based access
Security and control
Security, compliance, and risk controls that merchants can trust.
PCI-DSS compliant infrastructure with an advanced fraud detection engine and real-time risk monitoring—built for enterprise payment operations.
PCI-DSS
KYC / KYB
AML checks
Fraud monitoring
- KYB and merchant risk review workflows
- Fraud rules, velocity checks, and suspicious activity flags
- Refund, chargeback, and dispute visibility
- Role-based dashboard access for teams
Approval signal
Healthy
Risk review
Manual check
Settlement status
Ready
ATOZ PAY sales page
Turn payment conversations into qualified merchant leads.
Contact sales
Start accepting payments in 24 hours.
Share your basics and we’ll respond with the right integration plan, coverage, and compliance checklist.
Email us: [email protected]
Merchant onboarding
Gateway integration
Risk and settlement support